An envelope budget app that shows what you can still spend
Pocket gives each kind of spending its own envelope, like groceries or eating out. As you spend, the envelope fills, so you can see at a glance what is left for the month.
Start free · $3.99, pay once
How it works
- Make an envelope for each kind of spending
- Add what you spend as you go
- Check what is left before you buy
What you get
- Envelopes for each kind of spending. Set an amount for each one and see it fill as the month goes on.
- The month against an even pace. A simple path shows whether you are ahead of or behind where you meant to be.
- Bills before they are due. Your regular bills in one place, with a reminder the day before each one.
Free guides
- The 50/30/20 budget: a simple way to split your money
The 50/30/20 rule splits your take-home pay into three parts: half for needs, 30 percent for wants and 20 percent for savings and extra debt payments. Here is how to work out your own numbers, what counts as a need, and what to do when the numbers don’t fit.
- How to build an emergency fund, even on a tight budget
An emergency fund is money set aside for the surprises life sends: a car repair, a broken boiler, a slow month at work. Here is how much to aim for, where to keep it, and how to build it a little at a time.
Questions
- How much does Pocket cost?
- Pocket is $3.99, pay once. Goal Inspire itself is free, and you can try the free apps before you decide.
- What is envelope budgeting?
- You split your money into envelopes, one for each kind of spending. When an envelope is empty, that spending stops until next month. It is one of the simplest ways to stay on budget.
- Do I need to connect my bank?
- No. You add spending yourself, which many people find keeps them more aware of it.
- Do I need to download anything?
- No. It works in the browser on your phone, tablet or computer. You can add Goal Inspire to your home screen so it opens like any other app.